Bad Credit Finance

Welcome to Betten Baker Grand Rapids - Your Trusted Car Dealership for Bad Credit Financing!

Looking for car dealerships that work with bad credit near you? Look no further! At Betten Baker Grand Rapids, we understand that life can throw unexpected challenges your way, leading to less-than-perfect credit. But don't worry, we're here to help you get behind the wheel of your dream car, regardless of your credit history. Our team of experienced professionals specializes in providing hassle-free financing options for individuals with bad credit. To help answer your bad credit financing questions, our team has put together a list of our most frequently asked questions about financing a vehicle with bad credit:

Can I get approved for an auto loan with bad credit?

Absolutely! At Betten Baker Grand Rapids, we believe everyone deserves a chance to own a reliable vehicle. We work with a network of lenders who specialize in providing loans for individuals with bad credit. Our finance experts will go the extra mile to secure approval that suits your unique situation

What are the requirements for financing a vehicle with bad credit?

While each case is unique, there are some general requirements to keep in mind. You'll typically need to provide proof of income, proof of residence, a valid driver's license, and references. Don't worry if your credit score isn't ideal - we focus on your current financial situation and your ability to make payments.

Will financing a vehicle with bad credit affect my interest rate?

Interest rates can vary based on factors such as your credit history, income, and the type of vehicle you're interested in. While bad credit may result in a higher interest rate, our finance team will work hard to secure the best possible rate for your situation. Remember, making consistent, on-time payments can help you improve your credit over time and potentially refinance at a lower rate in the future.

How much should I expect to put down as a down payment?

The down payment amount depends on various factors, including the price of the vehicle you choose, the loan terms, and your overall financial situation. While a larger down payment can help lower your monthly payments, our finance specialists will work with you to find a solution that fits your budget.

Can I apply for credit or fill out a form online?

Absolutely! We understand the value of convenience, and that's why we offer an easy online credit application process. Simply visit our website, navigate to the finance section, and fill out the secure online form. Our finance team will review your information promptly and get back to you with the best financing options available.


At Betten Baker Grand Rapids, we believe in second chances and providing a stress-free car-buying experience. Our friendly and professional team is here to guide you every step of the way, from choosing the right vehicle to securing the financing you need. So, why wait? Take the first step towards owning your dream car by applying for credit online or filling out a form today! We can't wait to assist you on your journey to car ownership, regardless of your credit history.

Disclaimer: All loans are subject to approval based on the lender's criteria.

  1. Betten Baker Grand Rapids

    2901 28Th St Sw
    Grandville, MI 49418

    • Sales: 616-530-9191
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Get in Touch

  • Contact our Sales Department at: 616-530-9191
  • Body Shop: (616) 724-1012
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-6:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-6:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-3:00PM
  • SundayClosed